Real Estate Services

About Our Real Estate Services

In the least amount of time possible, I will get you the best price on a home that is perfectly suited to your needs and lifestyle, not just today, but for years to come.

THE BEST SERVICE, THE BEST RESULTS

Choosing a real estate agent who has the tools, skills and experience to make your dreams come true can be as challenging as the home buying process itself. Let me make it simple for you.

DID YOU KNOW?

Good communication is the cornerstone of any successful relationship. You can count on me to provide you with the information you need on a schedule and in a manner that suits you best...

Mortgage Services

Purchase, Refinancing, Debt Consolidation, and Home Improvement, and Reverse Mortgage

Purchase Loan?

Moving from "renter" to "owner" is easier than ever. Start enjoying all the rewards. Here's why buying makes sense:

  • Equity - Over the years,homeowners have the opportunity to build equity and receive a great return on their investment.
  • Cash Access - Homeowners can borrow against their equity, or turn it into cash when they sell their property.
  • Tax Advantages - The interest paid is tipically tax deductible*(Consult your tax advisor regarding deductabilty of interest.
  • Investment - Homeowners can make renovations that reflect their personal styles and potentially raise the value of their homes.

1. Do you need to reduce your monthly payment? When was the last time you looked at your home mortgage payment? Do you have the best interest rate in the market today? Is it time to get out of your adjustable rate and lock in a low fixed interest rate? Wouldn't a lower payment put some extra cash in your pocket?

2. Our experience mortgage consultants can help you find solutions. Top choice Mortgage is in partnership with many banks and lenders providing you with the most competitive program in today's market.

Find-a-Property

In the least amount of time possible, I will get you the best price on a home that is perfectly suited to your needs and lifestyle, not just today, but for years to come.

Choosing a real estate agent who has the tools, skills and experience to make your dreams come true can be as challenging as the home buying process itself. Let me make it simple for you.

DID YOU KNOW?

Good communication is the cornerstone of any successful relationship. You can count on me to provide you with the information you need on a schedule and in a manner that suits you best...

Pre-Foreclosure

AB Financials Consulting Services can help you modify your loan current rate if you are in trouble with making payments:

What is Loan Modification?

A loan modification is a change to the loan contract which is agreed to by the lender and the homeowner. The lender modifies the existing loan(s) in order to work with the homeowner because of a hardship. The purpose is to help make the loan(s) more affordable. Usually it is in the form of a rate reduction and fixing the rate for a certain duration of time. In the past, this was only used when a borrower was delinquent and suffered a hardship such as a job loss, divorce, illness, etc.

Now, borrowers can obtain modifications from their lender for unaffordable rate adjustments on adjustable rate mortgages. The earlier the homeowner addresses the issue, the better the chances are of negotiating a fixed rate and a payment that is manageable. If the homeowner can afford their home and just not their mortgage, then they may be eligible for a loan modification.

A key factor that is required in every loan modification submission, is the existence of a financial hardship for the borrower. The hardship can be temporary in nature or permanent, but the borrower must be able to prove the hardship.

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